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Annuities Life / Term Certain / Prescribed

Life Annuities will provide you with guaranteed, regular income for life. They can be purchased based on one person’s life of based on the lives of two people. Term Certain Annuities provide investors with guaranteed, regular income for a selected period of time. Once this period is over, income payments cease and the annuity contract ends. Prescribed Annuities offer preferential tax treatment if you are investing using non-registered funds. Each payment includes the same amount of interest and capital. This evens out the amount subject to tax and provides some tax deferral. A ManulifeAnnuitymayqualify as “prescribed.”

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