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Financial services

What is a Group Tax-Free Savings Account (TFSA)?

A Tax-Free Savings Account (TFSA) is a registered general-purpose savings tool allowing Canadians to earn tax-free investment income. A Group TFSA is available to group plan members 18 years of age or older. Contributions do not generate the same tax deductions as contributions to a Group RRSP, but withdrawals can be made tax-free. A TFSA complements existing registered plans such as a Registered Pension Plan (RPP) or a Registered Retirement Savings Plan (RRSP).

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